Legal opinion

Welcome to Ideia de Hoje. These terms of use (“terms”) govern your access to and use of Ideia de Hoje (the “website”), which is owned and operated by our team.

Please read these terms carefully before using the website. By accessing or using the website, you agree to be bound by these terms. If you do not agree with any part of these terms, you may not access or use the website.


Use of the Financial Guide

Access to and use of Ideia de Hoje is for personal and non-commercial purposes only. It is strictly prohibited to download, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, content, software, products, or services obtained from the website.


User Content

Ideia de Hoje may allow you to submit comments, reviews, or other content (“user content”). While you retain all ownership rights to your user content, by submitting it, you grant us a non-exclusive, royalty-free, worldwide license to use, modify, publish, and translate your content on the website and in connection with our advertising and promotional activities. You also represent and warrant that you own all rights to your content and that it does not infringe on the rights of third parties.


Third-Party Content and Links

Ideia de Hoje may contain links to third-party websites or resources. We are not responsible for the content or accuracy of these external sites and disclaim any liability arising from your interaction with them. You access such third-party websites or resources at your own risk.


Advertising

Ideia de Hoje may display advertisements and other promotional materials (“ads”). These ads may be provided by us or by third-party advertising companies. Your interaction with such ads is governed by the privacy policies and terms of use of the companies that serve them.

In accordance with Google AdSense program policies, Ideia de Hoje commits to not:

  • Place ads on pages with sexually suggestive, violent, or hate-promoting content.
  • Display misleading, fraudulent, or deceptive ads.
  • Promote illegal products or activities through ads.
  • Target users based on race, religion, ethnicity, sexual orientation, or other sensitive characteristics.

Intellectual Property

Ideia de Hoje and its content, including but not limited to text, graphics, logos, images, software, and other materials (“content”), are protected by copyright, trademark, and other intellectual property laws. You agree not to remove, modify, or obscure any copyright, trademark, or other proprietary notices contained on the website or in the content.


Disclaimer

The site and its content are provided “as is” without any warranty of any kind, express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and security. We do not guarantee that the site will be available, error-free, or free of viruses.


Termination

We may terminate your access to the site at any time, for any reason, and without prior notice.


Changes to the Terms

We may modify these terms at any time by posting the revised terms on the website. By continuing to access or use the site, you agree to be bound by the updated version of these terms.


Contact

If you have any questions about these terms, please contact us.