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Which Bank Finances 100% of the Vehicle? Discover Now

Do you want to know which bank finances 100% of the vehicle? So you came to the right place. When looking to purchase their first vehicle or renew their fleet, many Brazilians are faced with a major challenge: financing.

However, there is a light at the end of the tunnel. Some banks in Brazil have started to offer financing options that cover 100% of the vehicle's value, eliminating the need for a down payment.

If you are part of the group that dreams of purchasing a vehicle, but finds yourself limited by the lack of resources for a down payment, this article is for you. Let's explore together which banks offer these favorable terms, how you can qualify for them, and tips for navigating the application and approval process.

Main banks that finance 100% of the vehicle’s value

The possibility of financing 100% of the value of a vehicle is a differentiator that attracts many Brazilians who wish to purchase a new or used car without the need for a down payment.

Several banks and financial institutions in Brazil offer this type of financing, each with its own eligibility criteria, interest rates and conditions.

 Below is a non-exhaustive list of banks that have historically offered 100% vehicle financing options, along with a step-by-step guide on how to go about applying for financing:

Bank of Brazil

One of the largest banks in the country, Bank of Brazil It also offers the option of financing 100% of the vehicle's value. With the advantage of having a wide network of branches throughout Brazil, customers have easy access to this type of financing.

It is important to check the specific conditions offered by the bank, as they may vary over time. It takes up to 6 months to start paying and financing will take place according to your income conditions.


O Bradesco, as one of the main banks in Brazil, also offers its customers the option of financing 100% of the vehicle's value. Through its extensive network of branches throughout the country, Bradesco provides easy access to this service.

However, it is important to note that specific financing conditions may vary according to the bank's policies and regulations.


O Santander, one of the main financial institutions in Brazil, offers its customers a vehicle financing option that can cover up to 100% of the car's value.

It is important to note that specific financing conditions may vary according to the bank's policies and regulations. Santander offers its customers the convenience of adjusting the start of payments according to their individual needs, thus adapting financing according to their financial conditions.

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Barbara Silva

I am a writer passionate about words and the art of communicating ideas. With a versatile skill set and a curious mind, I have a talent for transforming complex topics into accessible and engaging content. My work covers a wide range of subjects, from technology and business to travel and lifestyle. With a creative approach and an open mind, I constantly seek to challenge myself and explore new perspectives, offering readers an informative and inspiring experience in each text produced.

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