The 10 Best Digital Banks: Free yourself from Fees and Bureaucracy

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To know the best digital banks available in Brazil is very important to choose the one that best meets your financial needs. These banks have been gaining more and more space due to reduced fees and little bureaucracy when opening an account.

Furthermore, company customers can have greater control over their finances by monitoring all account movements directly on their mobile device, through great free apps.

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Below, you will have the opportunity to discover 10 of the main digital banks available and you will be able to find out some details about them to find out which one best suits your financial profile, check them out!

Nubank

Nubank is considered one of the pioneers and best digital banks from the country. In addition to a complete digital account, Nubank offers a credit card with no annual fee and various financial services

Among the options, you can find loans, investments and much more, all managed in a simple and transparent way through its intuitive application. With a loyal customer base, Nubank stands out for its innovative approach and focus on user experience.

Inter

Inter, formerly known as Intermedium, stands out for offering a free digital account with unlimited TEDs, fee-free debit and credit cards, as well as services such as investments, loans and insurance, all managed through its intuitive application.

With a proposal to be the “Complete Digital Bank”, Inter offers a complete and hassle-free banking experience, which makes it a popular choice among Brazilians looking for one of the best digital banks.

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Next

Belonging to Bradesco, Next was launched in 2017 with the aim of offering a personalized banking experience to its customers. Next offers a personalized digital account with several features.

Among them, there is an international credit card, cashback on purchases and a simplified investment platform. Furthermore, Next stands out for its young and modern approach, offering a unique banking experience adapted to the needs of its customers. 

Original Bank

Banco Original stands out as one of the best digital banks for offering a complete platform of financial services, including digital accounts, credit cards, investments, insurance and even a marketplace platform for online purchases.

With a proposal to be a “Financial Solutions Platform”, Banco Original offers a complete and personalized banking experience to its customers, which makes it a popular choice among Brazilians seeking convenience and innovation in their finances.

How to Open an Account at Nubank

Also see the complete step-by-step guide on how to open your free Nubank account!

Neon

O Neon offers a digital account without bureaucracy and with an international debit and credit card, as well as services such as unlimited transfers and simplified investments, all accessible through its modern application.

With a hassle-free approach and focus on practicality, Neon has gained a loyal customer base over the years, becoming a popular choice among Brazilians looking for a simple and transparent banking experience.

Intermediate Bank (Agibank)

Renamed as Agibank, the former Banco Intermedium offers a complete digital account, international credit card and various financial services, such as loans and insurance, all with an approach focused on user experience.

With a proposal to be a “Bank that Moves”, Agibank has stood out as one of the best digital banks, offering innovative financial solutions adapted to the needs of its customers.

C6 Bank

C6 Bank aims to offer financial solutions without hidden fees and with exclusive benefits to its customers, being another of the best digital banks.

C6 Bank offers a credit card points program, cashback on investments and an intuitive platform for financial management, all without charging fees to its customers.

Bank BS2

Banco BS2 stands out for offering a complete digital account with debit and credit cards, as well as services such as international exchange, investments and even a card machine platform, all integrated into its easy-to-use application.

Founded in 1992, Banco BS2 underwent a major transformation to become a complete digital bank, gaining a solid customer base over the years. 

PayBank

Belonging to the PagSeguro group, PagBank offers a digital account with no monthly fees, an international debit card and various financial services, such as card machines, loans and investments, all accessible through its app.

With a proposal to be a “Simple and Complete Bank”, PagBank has stood out in the scenario of Brazilian digital banks, offering accessible and transparent financial solutions to its customers.

Pan Bank

Banco Pan stands out for offering a complete digital account, a credit card with no annual fee and various financial services, such as loans and investments, with emphasis on its customer service and ease of use of its application.

With a proposal to be an “Uncomplicated Bank”, Banco Pan is another one of best digital banks by offers a simple and transparent banking experience, focused on the needs of its customers.

Final thoughts on the best digital banks

In short, the best digital banks have revolutionized the way we deal with our finances, providing greater practicality, transparency and, often, reduced costs compared to traditional banks.

Choosing the best digital bank for you will depend on your specific needs and personal preferences, but all of those mentioned above offer excellent options for those looking for a more modern and efficient banking experience.

With continuous technological evolution and growing competition in the sector, we can expect even more innovations and improvements in the services offered by digital banks in Brazil, with which is the best digital bank it will directly depend on your needs.

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