Finalizing financing and vehicle collection
When finishing the Fiat financing, the customer must follow structured steps from credit approval to vehicle maintenance, including regulatory and administrative arrangements with the Central Bank.
Simulation and Contracting Process
You can simulate the Fiat financing via official website from the company. Based on the information, you can then submit the request.
Credit Approval Process
The credit for Fiat financing It starts with the client’s financial analysis. In this process, the applicant's payment capacity is assessed in order to grant the approved credit. If approved, the client moves on to formalizing the financing contract.
Contract Signing and Payment of Installments
After credit approval, the customer signs the contract that establishes the down payment amount, number and value of monthly installments. Financial compliance makes it possible to collect the vehicle. Punctuality in payment is crucial to avoid interest and maintain the health of the contract.
Vehicle Reviews and Maintenance
Vehicle maintenance is a fundamental aspect during the financing period. In addition to the recommended periodic inspections, owners should consider taking out auto insurance for additional protection against miscellaneous incidents and claims.
SCR (Central Bank Credit Information System)
All credit operations exceeding a value stipulated by the Central Bank are recorded in the SCR. This tool ensures transparency and credit control, directly influencing the customer's financing capacity for future acquisitions or financial services.
Additional Resources
By opting for Fiat financing, consumers have access to a series of facilities designed to improve their experience. From a dedicated call center to mobile apps, these features ensure customer service is clear and efficient.
Fiat Customer Service Center
Fiat maintains a Consumer Service Center, which aims to offer specialized service to financing holders. The team is prepared to answer questions, offer assistance during the financing process and help resolve any problems.
Mobile Applications for Finance Management
To manage financing with convenience and agility, Fiat offers mobile applications. Users can perform various operations such as tracking installments, simulating financing, among other features, directly from their smartphone.
- Key features of the apps:
- Monitoring of installments;
- Simulation of new financing;
- Extension of the contract.
Tips for Keeping Installments Up to Date
By keeping installments up to date, the consumer avoids interest and maintains a good relationship with the lender. Below are some important tips:
- Choose the due date close to your receipt day;
- Use automatic debit to minimize the chance of forgetting;
- Keep your financial information organized;
- Please contact the customer service center if you have any questions or problems.