O Thirteenth It is a highly anticipated labor right at the end of the year, but many people still have doubts about how it works.
Whether it’s planning your finances or understanding your rights, knowing the details of the Thirteenth it is fundamental.
In this article, I will explain who has the right, how to calculate the value, when he must be paid and how he impacts on taxes. In addition, I will give you tips on how to use your money wisely.
Who is entitled to the thirteenth salary?
O Thirteenth It is a right guaranteed to workers hired under the CLT regime, including domestic, temporary and rural workers. It is paid in proportion to the time of service during the year.
If you worked for more than 15 days in a month, is already entitled to that month in the calculation of the thirteenth salary. Even those who are away for health reasons or on maternity leave are also entitled, as the time away is counted.
The main rule is simple: all formal workers, hired under the CLT, have the right to Thirteenth.
How to calculate the value of the thirteenth?
The calculation of Thirteenth follows a relatively simple formula. The total amount you will receive corresponds to 1/12 of your gross salary per month worked. In other words, if you worked the entire year, you receive a full salary as your thirteenth salary.
Here's a basic example:
- If your salary is R$3.000 and you worked 12 months of the year, your thirteenth salary will be R$3.000.
- If you worked only 6 months, the calculation is proportional, and you will receive R$1.500.
Remember that benefits such as overtime and commissions may be incorporated into the calculation. These additional amounts need to be added to the base salary before dividing by the 12 months.
When should the thirteenth be paid?
O payment do Thirteenth is divided into two installments. The first must be paid between February and November 30th and the second until the December 20rd. Many companies pay the first installment close to the holidays, in July, to help workers organize their finances.
The first installment corresponds to half of the gross value, without discounts. The second installment is the remaining amount, but with the INSS and Income Tax discounts.
If the company fails to meet the deadlines, the worker can contact the union or the Ministry of Labor to seek their rights.
Taxes and discounts on the thirteenth
Just like regular salary, the Thirteenth is subject to taxes. The INSS It is discounted directly from the second installment, and the amount depends on your salary range.
Another tax that is levied is the Income Tax, which is also discounted from the second installment. The amount depends on the progressive IR table, that is, the higher the salary, the greater the discount.
Discounts on the Thirteenth can reduce the final value, but they are mandatory and defined by labor legislation.
What to do if the company does not pay the thirteenth?
If the company does not make the payment of the Thirteenth within the established deadlines, you have the right to seek your rights in court. The first step is to formally notify the company.
If payment is not made, you can contact the Ministry of Labour or the union of the category. It is worth remembering that the company is subject to fines and legal action in cases of non-compliance.
Maintaining your rights is essential, and the Thirteenth cannot be denied, regardless of the company's financial situation.
Tips for making the most of your thirteenth birthday in an intelligent way
O Thirteenth It is an excellent opportunity to organize your finances. Here are some tips:
- Pay off debts: Prioritize paying off debts with high interest, such as credit cards and overdrafts.
- Make a Reservation: Set aside a portion for emergencies, creating a reserve fund.
- Invest: If your finances are in order, consider investing the amount to guarantee future income.
- Plan your year-end expenses: Use part of the money for Christmas shopping, avoiding impulsive spending and installment payments.
Enjoy the Thirteenth Planning is the key to starting the new year with more financial peace of mind.