O Rodobens car consortium It could be what you were looking for to purchase your dream vehicle. The service involves simple hiring and pocket-friendly fees.
High car prices and the need to pay in cash or through high-interest financing can be challenging. However, an increasingly popular option to overcome these difficulties is the vehicle consortium.
In this article, we will explore the Rodobens consortium, one of the main companies in the sector, and how it could be the ideal solution for you, so read on to answer all your questions.
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What is a car consortium?
Firstly, it is important to understand what a Rodobens car consortium. This is a type of group purchase, in which a certain number of people come together with the common objective of purchasing an asset, in this case, a car.
Each participant contributes a stipulated amount monthly, and this amount is used to benefit one or more consortium members through monthly draws or bids.
The consortium offers a more economical alternative compared to financing, as there is no interest charged, only administrative fees. Furthermore, the consortium member can be selected at any time, depending on luck or their bid offer.
How the Rodobens car consortium works
Rodobens is a company with more than 70 years of experience in the financial and consortium market, and offers a type of car consortium that stands out for its efficiency and transparency.
The operation of the Rodobens car consortium It's simple and accessible. The groups are made up of a determined number of participants, each contributing monthly installments that are defined based on the total value of the chosen vehicle.
Every month, assemblies are held, in which the recipients are drawn and can purchase the car of their dreams. In addition to the draws, consortium members have the option of placing bids, increasing their chances of being included.
How to hire the Rodobens car consortium
Hire one Rodobens car consortium It is an uncomplicated process. Just follow a few simple steps:
- Use the tools available in the Rodobens website to simulate the value of the installments and understand how your consortium would work;
- Then, fill in your contact details and inform the value of the letter of credit that is of interest to you, with the best installments;
- Check all service conditions carefully, including rates and details about Credit Life Insurance;
- Continue hiring via the website.
In addition to the online hiring option, you also have the option of requesting contact from the Rodobens team to receive expert assistance.
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Also see how Webmotors vehicle financing works!
What are the benefits of participating in a consortium?
participate in a Rodobens car consortium offers a series of advantages:
- Interest-free: unlike traditional financing, the consortium does not charge interest, making vehicle acquisition more economical;
- Payment flexibility: consortium members have the option of choosing plans with varying terms, adapting payment to their financial conditions;
- Guaranteed consideration: all participants are guaranteed to be covered throughout the contract, whether by draw or bid;
- Affordable installments: the consortium installments are calculated in such a way as to be accessible to most people, facilitating financial planning;
- Possibility of investment: the consortium can also be considered a form of investment, since the consortium member can be included before the end of the contract and use the vehicle as an asset.
Main fees and costs of the service
Although the Rodobens car consortium Although it is a financially advantageous option compared to other vehicle acquisition methods, it is important to be aware of the fees and costs involved:
- Administration fee: Rodobens charges a monthly administration fee to manage the consortium. This fee varies depending on the group and plan chosen;
- Common fund: to guarantee the security and stability of the group, it is common for a monthly contribution to be charged to a reserve fund. This fee is established in the contract;
- Insurance: Rodobens offers Credit Life Insurance to protect you and your family in the event of voluntary unemployment, but taking it out is optional.
It is important to carefully read the contract and understand all fees and costs before joining a car consortium from Rodobens or any other company.